Does my home insurance cover the garden room?
In short, the answer is yes. Home insurance usually covers items in your garden and any outbuildings such as sheds and garden offices. We do recommend that you do check with your insurance company and also ensure that you have an appropriate amount of cover for the building and its contents.
Typically insurance companies will ask you to specify if you have a single item over a specific amount, usually around £1,500. You can read more about single item limits on Money Expert but we’d suggest checking with your insurer too.